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# Is the E-Levy back in Ghana? No. Here is what actually happened
- URL: https://chale.tech/is-e-levy-back-in-ghana/
- Published: 2026-10-12T07:00:00.000Z
- Updated: 2026-10-12T07:00:00.000Z
- Description: The 1% E-Levy was repealed in April 2025 and has not returned. The confusion came from MTN’s planned 0.75% MoMo-to-bank fee in May 2026, a company charge the Bank of Ghana paused. The facts.
- Author: Isaac Nana Yaw Annor
- Tags: Fintech & MoMo, Tax & E-levy

Short answer: **no, the E-Levy is not back.** The 1% tax on electronic transfers was repealed in 2025\. The “E-Levy is back” rumours in mid-2026 came from a different charge: a fee MTN announced on MoMo-to-bank transfers, which the Bank of Ghana then paused.

## The E-Levy: a quick history

| Date         | What happened                                         |
| ------------ | ----------------------------------------------------- |
| May 2022     | E-Levy introduced under Act 1075 at 1.75%             |
| January 2023 | Cut to 1% on transfers above a GH₵100 daily threshold |
| 2 April 2025 | Repeal signed into law; E-Levy stops applying         |

MTN told customers that from 2 April 2025 the E-Levy would no longer apply, that the change was automatic, and that wrong E-Levy charges after that date would be refunded within 7 days.

## So what caused the confusion?

On **25 May 2026**, MTN told MoMo users by SMS that wallet-to-bank transfers would cost **0.75% per transaction, capped at GH₵5**, from 1 June 2026\. The next day a radio presenter claimed “GRA has brought E-Levy back”.

Fact-checkers at GhanaFact rated that claim **false**. The fee was MTN’s own commercial charge, not a Ghana Revenue Authority tax, and GhanaFact found no GRA directive on mobile money. A technology consultant it spoke to described the fee as a service charge rather than a state tax.

## And the 0.75% fee itself?

On **26 May 2026**, the Bank of Ghana directed Mobile Money Fintech Limited, MTN’s mobile money company, to **pause** the fee pending wider consultation. Full timeline: [MTN’s 0.75% MoMo-to-bank fee explained](https://chale.tech/mtn-momo-075-fee-timeline/).

## What you pay today

- **No E-Levy.**
- **Normal MoMo service fees** still apply, such as MTN’s cash-out fees.
- **Always read the fee** on the confirmation screen before entering your PIN.

Full fee guide: [mobile money charges in Ghana](https://chale.tech/momo-charges-in-ghana/).

Seen a viral claim about a “new tax” on MoMo? Check official sources (the Ministry of Finance, GRA, the Bank of Ghana or your network) and fact-checkers before sharing it.

*This explainer reflects reporting up to October 2026\. We will update it when there is official news.*

*This guide was checked in October 2026\. Menus and services change, so if something looks different on your phone, check with your provider.*

## Common questions

### Is there E-Levy on MoMo transfers now?

No. The E-Levy was repealed, and MTN says it stopped applying from 2 April 2025.

### Then why did people say E-Levy is back?

In May 2026, MTN announced a 0.75% fee on MoMo-to-bank transfers. Some people mistook this company fee for a government tax. GhanaFact rated the “E-Levy is back” claim false.

### Is the 0.75% MoMo-to-bank fee in force?

The Bank of Ghana directed MTN’s mobile money company to pause it on 26 May 2026 for consultation. Check the fee on your confirmation screen.

### Do I still pay any MoMo fees?

Yes. Normal service fees, such as cash-out fees, still apply.

## Sources

- [GhanaFact: Angel FM presenter’s claim that GRA reintroduced E-Levy is false (1 June 2026)](https://ghanafact.com/fact-check-angel-fm-presenters-claim-that-gra-reintroduced-e-levy-is-false/?ref=chale.tech)
- [MTN Ghana help centre: E-Levy removed, here’s what it means for you](https://help-center.mtn.com.gh/hc/en-us/articles/25821708837522?ref=chale.tech)
- [Graphic Online: MTN MoMo to bank transfers will attract charges from June 1, 2026](https://www.graphic.com.gh/business/business-news/mtn-momo-to-bank-transfers-will-attract-charges-from-june-1-2026.html?ref=chale.tech)
- [TechLabari: Ghana’s MoMo fee controversy, what you need to know (29 May 2026)](https://techlabari.com/ghanas-momo-fee-controversy-what-you-need-to-know/?ref=chale.tech)